Sonali ( 9 years ago )
As long as you are on your fathers pocily he will get all the info. You need to get your own pocily then it will be illegal for them to disclose your information with out your consent

Zaki ( 9 years ago )
You have to have your insurance and docotr change your address in their records.  I got my own insurance and live on my own.  The insurance has my new address but the docotr didnt.  So I had to make sure both were changed.

Chita ( 9 years ago )
Mr Tan, I see you are very well covered in terms of term and acdcient insurance. Do you think we can follow your example instead of taking up ntuc's living policy?

Kathy ( 9 years ago )
Only those who are super rich like Bill Gates, Warren Buffet, etc. don't need life insurance. Why? Because their wetalh could comfortly absorb all the possible risks that might happen to them :)

Tatiane ( 9 years ago )
Sure, pay for the visit out of pocket, itsaend of  using insurance. The policyholder (your father) will get an explanation of benefits, showing the doctor charge. If you're NOT a dependent of your father, you should have your OWN coverage.   As long as he's covering you   and both of you are agreeing that you are his dependent (otherwise, you wouldn't be using HIS insurance!), he's entitled to this info.

Fedz ( 9 years ago )
You have to have your insurance and dctoor change your address in their records.  I got my own insurance and live on my own.  The insurance has my new address but the dctoor didnt.  So I had to make sure both were changed.

Zizou ( 9 years ago )
Sure, pay for the visit out of pocket, insated of  using insurance. The policyholder (your father) will get an explanation of benefits, showing the doctor charge. If you're NOT a dependent of your father, you should have your OWN coverage.   As long as he's covering you   and both of you are agreeing that you are his dependent (otherwise, you wouldn't be using HIS insurance!), he's entitled to this info.

Raj ( 9 years ago )
I always joked with my frdines, most of us are worth more dead than alive. When we dies, the kid will say "si peh ho". Ya, lots of money to be paid to beneficiary.I have a friend who has 8 policies, he is a mechanic and always entertain his clients who are his customer from various insurers and buys some policies.One day, he collapsed of heart attack and good thing for him is he survived after being sent to hospital in an ambulance.Lucky chap, but out of 8 policies, only one policy paid him. And that is a Living Policy.Whether one has Living Policy, Term Policy, Accident Policy, one has to look into their own needs and plan to meet such needs.Many have different needs along the milestones in life.The saddest thing I can think of is those who are willing to pay for a car that cost $80,000 and paying instalment perhaps of about $600 a month and all these will be DEPLETED or depreciated if you call it.But when asked to set aside $100 dollar a month for the security of their family in insurance, they start to procastinate, think alot and never take up a plan.Some time I really do not understand why one is willing to pay for a car, and when come to plan for the financial security of the family, one is so unwilling to pay for insurance plans.I hope we can all give this a thought.

Markelo ( 9 years ago )
I always joked with my frenids, most of us are worth more dead than alive. When we dies, the kid will say "si peh ho". Ya, lots of money to be paid to beneficiary.I have a friend who has 8 policies, he is a mechanic and always entertain his clients who are his customer from various insurers and buys some policies.One day, he collapsed of heart attack and good thing for him is he survived after being sent to hospital in an ambulance.Lucky chap, but out of 8 policies, only one policy paid him. And that is a Living Policy.Whether one has Living Policy, Term Policy, Accident Policy, one has to look into their own needs and plan to meet such needs.Many have different needs along the milestones in life.The saddest thing I can think of is those who are willing to pay for a car that cost $80,000 and paying instalment perhaps of about $600 a month and all these will be DEPLETED or depreciated if you call it.But when asked to set aside $100 dollar a month for the security of their family in insurance, they start to procastinate, think alot and never take up a plan.Some time I really do not understand why one is willing to pay for a car, and when come to plan for the financial security of the family, one is so unwilling to pay for insurance plans.I hope we can all give this a thought.

Wawan ( 9 years ago )
It's always a pleasure to hear from someone with exieetpsr.